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Recent Articles

Feb
04
2021
What Do Fannie Mae And Freddie Mac Actually Do?
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a homebuyer?  In this article,...
Jan
27
2021
Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?
There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home inspection, and title work. Today, we want to focus on costs called "earnest money deposit" and "good faith deposit."  We'll share what those terms mean...
Jan
21
2021
Helpful Hints For Buying A New Condo From A Developer
2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal clubhouse, and done-for-you landscaping, buying a new condo attracts many eager buyers. Are you thinking about making an offer on a new condo...
Jan
13
2021
What Are Origination Fees and Can They Be Avoided?
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually.   Either way, origination...
Jan
06
2021
What Every Homebuyer Needs to Know About Home Sale Contingencies
A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And remember to send it to your friends, too! All...
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